Instant Fast Cash Loan

Experience rapid and trustworthy emergency online Instant Fast Cash Loan
when you need them most to assist you through unforeseen circumstances.
Achieve instant in-principle approval and immediate access to funds, simplifying the process for swift relief. Apply Now

Instant Fast Cash Loan

Emergency Instant Online Fast Cash Loans For Unexpected Costs


Facing sudden financial hurdles can be daunting, but Credit 21 is here to offer a helping hand with our emergency instant online cash loans.

Tailored for critical situations, our loans provide a rapid response to the unexpected financial dilemmas you might face, like immediate medical expenses or last-minute payments.

Our emergency instant online cash loans are noted for their fast online application and availability. We skip over extensive credit checks, making our loans accessible to individuals with various credit histories.

With an emphasis on speed, our application process is streamlined for quick approval and fund release, allowing you to tackle your financial challenges without delay.

We’re proud of our swift, dependable financial aid, reflecting our dedication to exceptional service. Our instant online loans are more than just financial solutions; they are a supportive extension during tough times.

Become part of the growing number of individuals who have discovered solace and assistance via our instant fast cash loans. Apply online now and discover the swift, reliable, and considerate service that sets Credit 21 apart as the go-to for urgent financial needs.

Benefits of a Instant Fast Cash Loan
with Credit 21

Our instant fast cash loan stand out as we provide our borrowers with a wide range of unique benefits.

Better and Improved Credit Scores

Flexible Loan Tenures

Ease of Application and Approval

Increased Convenience

Frequently Asked Questions​

We have the answers for you.

What is an instant fast cash loan?

An instant fast cash loan from Credit 21 is tailored for those unexpected financial burdens you might suddenly find yourself under, such as urgent healthcare costs or overdue bills that need immediate settlement.

It’s an excellent option for individuals who may not qualify for loans from traditional financial institutions due to their credit history. These loans are characterised by their rapid processing and approval times, offering an immediate remedy for financial emergencies.

What features do Credit 21’s instant fast cash loans provide?

Rapid Process
Our fast cash loans are characterised by their speed, ensuring a swift application and fast response time for all applicants. Completing a simple online form on our site will kickstart a quick processing time.

Instant Funds Release
Upon approval, Credit 21’s fast cash loans are immediately disbursed, cutting down the wait time typically seen with traditional loans and making funds available right when needed.

Who is eligible for an instant fast cash loan in Singapore?

Eligibility for an instant fast cash loan in Singapore typically requires the applicant to:

  1. Be a Permanent Resident or a Foreigner with a valid work permit
  2. Be at least 21 years old
  3. Be employed / self-employed

What documents do I need to apply for an instant fast cash loan?

To apply for an instant fast cash loan, you’ll need:

  1. Work Permit / S Pass / E Pass
  2. Proof of residence (such as utility bills, phone bills or tenancy agreement)
  3. Recent payslips / bank statements to verify your income

How can I apply for an instant fast cash loan with Credit 21?

Applying for an instant fast cash loan with Credit 21 is simple:

  1. Submit Online Application: Register an account or simply fill up the loan application form. Takes only 3 mins.
  2. Receive Application Status: Outcome of the loan with the maximum loan amount will be provided to you within an hour.
  3. Fast Cash Disbursement: Head down to your selected Credit 21 branch, sign the contract and get your money instantly.

Why opt for an instant fast cash loan from Credit 21?

Effortless Application
We understand that during a financial crisis, time is of the essence. Our loan application process is designed to be as easy and efficient as possible.

Simply fill out our online form, and our loan officers will quickly contact you, often within an hour, to discuss your loan approval.

Direct Access To Funds
Once your loan is approved at our office, we ensure that the funds are handed to you directly, providing immediate access to the cash you need without the typical banking delays for cheque clearance or transfers.

Choosing Credit 21 for your fast cash loan needs means selecting a path of least resistance to overcoming your financial hurdles. Our commitment is to provide you with rapid, accessible financial aid precisely when it matters most.

How fast can I get a fast cash loan?

At Credit 21, we understand the urgency of financial needs. Our fast cash loan application process is streamlined to ensure quick approval and disbursement, often within the same day of application.

How do I select the right licensed moneylender for an instant fast cash loan?

Check For Regulatory Compliance
First and foremost, verify that the moneylender is licensed and operates within the strict guidelines set by the Ministry of Law. This ensures protection against unethical practices and guarantees clear, fair loan agreements.

Review Loan Terms Thoroughly
Pay close attention to the interest rates, associated fees, and the repayment schedule. Licensed moneylenders offer varying terms than banks, with higher interest but more lenient qualification criteria.

Consider The Lender’s Reputation
Take the time to look into the moneylender’s track record for customer service and transparency. Steer clear of those with poor reviews or histories of legal disputes.

What are the best practices for borrowing responsibly from a licensed moneylender?

Assess Your Repayment Capability
Before applying for an instant cash loan, critically evaluate your financial situation and ensure you can comfortably repay the loan within its term. These loans should be a temporary fix, not a long-term financial solution.

Understand The Loan Agreement
It’s vital to read and understand every detail of the loan contract before signing. Be fully aware of your responsibilities as a borrower, including the repercussions of missed or late payments.

What are the loan repayment terms?

Loan repayment terms at Credit 21 are flexible, designed to accommodate the financial situation of each borrower. We work with you to establish a repayment schedule that fits your budget and ensures manageable payments.

What is EIR and its significance?

Even though the concept of Effective Interest Rate (EIR) is typically linked with banking services, comprehending the full cost of a loan from a moneylender is essential. It includes all fees and interest rates, offering a comprehensive view of the loan’s actual cost throughout its duration.

How much can I borrow with Credit 21’s instant fast cash loan, and what determines this?

The loan amount you’re eligible for depends on several factors, including your income level, credit history, and current financial commitments. At Credit 21, we strive to provide the loan amount you need, ensuring it aligns with what you can comfortably repay.

We recommend using our loan calculator to better understand your borrowing limit and potential repayment plans.

Can I still apply for a loan if I have a poor credit score?

At Credit 21, we understand that everyone’s financial situation is unique. We assess each application on its merits and offer loan solutions even to those with less than perfect credit scores, focusing on your ability to repay the loan.

Are there any fees for early repayment of my loan?

Credit 21 promotes sound financial management and does not penalise early loan repayments. If you’re in a position to settle your loan sooner than the agreed term, we welcome it without any extra charges. This step is part of our commitment to supporting your financial health.

How will my loan details be communicated to me?

At Credit 21, we prioritise your privacy. To protect your confidentiality, all loan documentation and communication are handled through secure digital channels. We only provide physical documents upon specific request, ensuring your personal and loan details remain secure and private.

What is the maximum loan tenure available, and can I choose my tenure?

The maximum tenure offered for our instant cash loans is up to 36 months, providing flexibility in managing your repayments. When applying, you are encouraged to specify your preferred loan tenure.

While we consider your preference, the final approval of loan tenure is subject to our assessment and approval process. This ensures the loan structure is tailored to your financial situation, promoting a responsible borrowing and repayment experience.

Can I apply for another loan once I’ve settled my current one?

Certainly, we can consider granting you another loan, assuming you meet the eligibility criteria at the time of application. This is in accordance with the rules and regulations outlined in the Moneylenders Act.

What steps should I take if I find myself having difficulty repaying my loan at Credit 21?

If you’re finding it hard to pay back your loan, it’s important to act quickly. Late payments can lead to extra charges and harm your credit score. At Credit 21, we’re here to help during tough times.

Please contact us as soon as you realize you’re having financial problems. Our team is ready to work with you to find a solution that works. We know financial situations can change, and we’re committed to helping you manage your loan payments without adding more stress.

What are the risks of borrowing from loan sharks?

Borrowing from loan sharks can lead to exorbitant interest rates, illegal harassment, and unregulated loan terms. Credit 21 strongly advises against it and offers regulated, safe, and fair loan options for foreigners in Singapore.

3 Simple Steps to receive your instant cash loan

Submit Online Application

Register an account or simply fill up the loan application form. Takes only 3 mins.

Receive Application Status

Outcome of the loan with the maximum loan amount will be provided to you within an hour.

Fast Cash Disbursement

Head down to your selected Credit 21 branch, sign the contract and get your money instantly.

Apply Now

What Our
Customers Say

As one of the top legal and licensed moneylenders in Singapore with more than 900 positive
customer reviews, we aims to help all our customers financially.

Leon Yun

March 23, 2021

Thumbs up for loan officer Kent there, he explain very well and gave me very fast and good loan. highly recommend!

Susan Liu

March 23, 2021

This COVID situation really affected me and I urgently needed money. I must say that Credit 21 is really one of the best moneylenders wow! They explained all the terms very clearly and gave me my money very very quickly. They really helped me so much! God bless!

David Liu

March 23, 2021

The staff here is nice and helpful. They guide me on payment process. I like. It help me a lot. Thank

Olivia Chen

March 23, 2021

Credit 21’s customer service officer james was helpful and nice. He helped me with everything i was unsure about and went through everything in detail. Good service. (:

Oscar Wu

March 23, 2021

Special thanks to Mr Kent and Ms NAna of Credit 21 moneylender.As this was our first time taking loan, they guide and explain to me and my husband the details very promptly.their services rendered to us were great and professional.they very friendly and helpful.i highly recommend them. Kudos to the staff of credit 21.have a great week ahead! 👍👍👍

Dylan An

March 23, 2021

Was surprised by the good customer service of credit 21. Definitely a genuine and reliable moneylender. Look for them if you need loan.

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