Wedding Loan Singapore

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Wedding Loan in Singapore

Marriage Wedding Loan in Singapore for Homeowners for Couples with Easy Approval

Credit 21 provides easy financing and flexible wedding loan packages

I believe you will agree with me when I say your wedding is one of the most IMPORTANT events in your adulthood, but to have the money required for the wedding in Singapore is EXTREMELY difficult since it can take many years, and not forgetting it might affect the relationship in the run.

But is this really the truth?

To ensure this life changing event is successful, you can actually get an affordable wedding loan in Singapore easily to fund this big day, and below we are going to show you the reasons why you should apply for a successful marriage loan with Credit 21, one of the best wedding loans provider in the country.

Benefits of a Wedding Loan
with Credit 21

Our wedding loans stand out as we provide our borrowers with a wide range of unique benefits.

Better and Improved
Credit Scores

Loan Tenures

Ease of Application
and Approval

Increased Convenience

Frequently Asked Questions​

We have the answers for you.

What is the average cost of a wedding in Singapore?

The average cost of a wedding in Singapore is between S$3,000 to S$30,000 although an extravagant event can go up to S$100,000.

While a glamorous wedding doesn’t always translate into a happy union, there is no doubt this important day deserves to be marked in a special way. A well-funded wedding always turns out perfectly. If you want to impress the bride and the family with a limo ride, this is now possible because you have the cash on hand.

Where can I find help to know more about wedding loan financing?

Credit 21 is the best money lender to help you analyze what you need in order to ensure the loan covers everything. These are experienced financial experts who have been in the industry for long and they can help estimate the average cost of different components including dowry, solemnization, bridal package, weddings bands, bridal wear, banquet, honeymoon, rings, photography and other items.

Traditional lenders such as banks and credit unions are very wary of personal loans. It is thus hard for couples to access cash from these avenues, but luckily private lenders like us offer financial packages that help offset all wedding costs. It is easy to apply and get approved for a personal loan for weddings in Singapore. You don’t have to worry about tough repayment measures because the wedding loan package is customized to suit your income level.

As the saying goes (especially from wedding advisors), it is recommended to hold the wedding early in your relationship to keep the spark of romance.

A report by Department of Statistics (Singstat) aired on Channel News Asia shows more people are getting married in Singapore and divorces are fewer today. It marks a crucial stage in your life, and it is no wonder that no expense is spared when planning for one. Many couples in Singapore are planning glamorous events to mark their union.

It is definitely time to take a wedding loan and make this special day, unforgettable.

What are the items required to buy for a Chinese wedding in Singapore?

The Chinese are renowned for their traditions and customs and this is especially reflected in their weddings. If you are planning a Chinese wedding in Singapore, it is crucial to ensure you stick to these traditions if you are marrying a Chinese. The Chinese customary weddings are elaborate and for your union to get the blessings it requires, it is important to stay true to the traditions.

It is imperative as a couple to ensure you get more insight into these customs by exploring the items that will be required. This is the first step in ensuring your nuptials will turn out perfect.

Below are some of these items to help you start budgeting for the event:

Proposal & Betrothal, Guo Da Li 过大礼: This is a crucial part of the Chinese wedding in Singapore and it involves presentation of gifts by the groom’s family. These gifts should represent well wishes for fertility and prosperity. Different dialect groups have their own unique betrothal baskets, which you can easily buy from wedding shops in the city.

Jia Zhuang, Dowry 嫁妆: Dowry is an important part of any wedding in the traditional customs. In a Chinese wedding, the bride will bring dowry, which includes baby prosperity sets, bed and sewing kits and place them in the couple’s room. This signifies her willingness to take the role of a wife.

Bed setting: Once the dowry has been sent to the groom’s family, a female relative is appointed for the bed setting practice in the new home. Prosperity lamps are placed on the bedside to wish the couple well in the marriage.

Returning gift: Given by the bride’s family to the groom’s family as a formality can include wedding biscuits, a pair of pants, tea leaves, orange juice, Jujube, lotus seeds, shoes for elders, rice flour, shoes for the parents and towels among other items.

Depending on the specific Chinese group, there is also tea ceremony, wedding decorations, wedding door games, food and of course, bridal wear. All these items add to the total cost of the wedding, hence the need for proper budgeting.

Financing a Chinese Wedding in Singapore

To pull off a successful Chinese wedding in Singapore, you need a substantial amount of money. Saving money might take long and this is not an ideal state of things when it comes to solemnizing your vows. This is where a Chinese wedding loan in Singapore with Credit 21 comes in handy.

With adequate financing, you will have the capacity to pull off an elegant wedding ceremony that will leave your in-laws fully impressed.

What are the items required to buy for a Malay wedding in Singapore?

Are you planning a Malay wedding in Singapore? Whether you understand the culture or not, it is important to know and respect the traditions around these special occasions. In the Malay culture, the wedding is a family affair and it involves an elaborate set of steps undertaken by both the bride and groom’s families.

It is important to understand that this is a traditional event that involves the ‘gotong-royong’ kampung spirit, hence the inclusion of the entire family. Truth be told, a Malay wedding in Singapore is an expensive affair. Already, goods and services in the city are costly and when you add to the expansive nature of items required, this cost goes higher.

However, if you truly want to start your union on a solid note it is important to cater for all expenses. You will not only impress the bride but also the family. More importantly, you will enjoy the blessings of the community.

This is where a wedding loan in Singapore comes in handy. With a personal loan to cater for your Malay wedding, it is easier to plan for a glamorous event that will be the talk of the town. Below are some of the items and steps this loan will help you to cater for:

Merisik gifts: During the initial stages of proposal and engagement, the groom’s family sends a respected member who comes with an entourage bearing gifts. As a groom, you have to organize how to buy these gifts and ensure you buy the right ones.

Engagement gifts and dowry: The bertunang process (engagement) and mas kahwin (dowry) must be paid for before solemnization of the marriage.

Marriage prep course: This is a compulsory step in a Singapore Malay wedding and it leads to a certificate that will be required for the Nikah or solemnization ceremony.

Marriage registration: There is a fee for the registration certificate and the document is provided after the bride-to-be and a witness meet with a Registry of Muslim Marriages (ROMM) official.

Betrothal Gifts (Hantaran): Both families prepare gifts for the solemnization ceremony. They include prayer items, formal Malay attire and even modern gifts, such as laptops, cars, iPads among others.

Sirih Dara and Mahar: The most important gift during a Malay wedding ceremony. It translates to Betel Leaves of Virginity and is given by the groom to the bride signifying she is a virgin. Mahar is a money gift given by the groom to the bride as it symbolizes the marriage.

Of course, you have to budget for the feast and band performances, transport and more. A personal loan for a Malay wedding in Singapore helps meet all these expenses.

What are the items required to buy for a Western wedding in Singapore?

Are you planning a western wedding in Singapore? This is a wise choice because the country is not only fantastic but there are also highly experienced planners who will bring your special day to life. There are also scintillating venues where you can hold your wedding ranging from the breathtaking White Rabbit, classic One Rochester, Tanjong Beach, Singapore Zoo to Burkill Hall Botanic Gardens among others.

Well, your wedding is a truly special day and one that marks a highly significant part of your adult life. If you want to create indelible memories from this day, you have to plan ahead especially about the budget.

Saving for a glamorous western wedding can be a long wait and this can ruin even the best relationship. This is the most expensive city in the world and meeting all the elaborate needs of a big wedding is hard. Fortunately, you can now access quick financing through a marriage loan.

To ensure you have a good plan for your special day, it is important to know the items that will be required for a successful occasion. Take a look at some of these:

Dowry: While most westerners are already doing away with dowry, it is important to plan ahead and budget if at all you want to meet expected customs of other cultures.

Bridal packages: This includes the dress, gowns, makeup and everything else that will be required to make the wedding a success. The package also includes shoes, suits and everything else that will make the bridal party look elegant.

Wedding rings: Wedding bands are an important part of the wedding and you can select from a wide range of metals to make the best impression.

Wedding banquet: This is where most of the budget is gobbled up. Hiring a venue, catering services, food and drinks is costly and this is one reason you should look for extra funding if at all you want to create indelible memories.

Wedding photography and videography: Every moment during your special day should be captured for posterity and to achieve this, make sure you hire a professional to do the job.

Luxury transport: Every western wedding relies on convenient and elegant transport services. From limos to vintage cars, there is no expense spared when transporting guests to and from the wedding.

Honeymoon: A modern wedding is never complete without well thought out honeymoon. There are many honeymoon spots in Singapore that are customized to host couples.

With a personal loan for a Western wedding in Singapore, it is possible to budget and pay for all these items. It will make your wedding an unforgettable experience.

3 Simple Steps
to receive your
instant cash loan

Submit Online Application

Register an account or simply fill up the loan application form. Takes only 3 mins.

Receive Application Status

Outcome of the loan with the maximum loan amount will be provided to you within an hour.

Fast Cash Disbursement

Head down to your selected Credit 21 branch, sign the contract and get your money instantly.

Apply Now

What Our
Customers Say

As one of the top legal and licensed moneylenders in Singapore with more than 900 positive
customer reviews, we aims to help all our customers financially.

Leon Yun

March 23, 2021

Thumbs up for loan officer Kent there, he explain very well and gave me very fast and good loan. highly recommend!

Susan Liu

March 23, 2021

This COVID situation really affected me and I urgently needed money. I must say that Credit 21 is really one of the best moneylenders wow! They explained all the terms very clearly and gave me my money very very quickly. They really helped me so much! God bless!

David Liu

March 23, 2021

The staff here is nice and helpful. They guide me on payment process. I like. It help me a lot. Thank

Olivia Chen

March 23, 2021

Credit 21’s customer service officer james was helpful and nice. He helped me with everything i was unsure about and went through everything in detail. Good service. (:

Oscar Wu

March 23, 2021

Special thanks to Mr Kent and Ms NAna of Credit 21 moneylender.As this was our first time taking loan, they guide and explain to me and my husband the details very promptly.their services rendered to us were great and professional.they very friendly and helpful.i highly recommend them. Kudos to the staff of credit 21.have a great week ahead! 👍👍👍

Dylan An

March 23, 2021

Was surprised by the good customer service of credit 21. Definitely a genuine and reliable moneylender. Look for them if you need loan.