Credit 21
Loan Assistance

Reliable, hassle free and service which is customized to your needs. Apply a loan with us today.

Singapore No.1
Licensed Money Lender

With one of the Lowest Interest Rates and Friendly Staff

Credit 21 Licensed Money Lender is a legal and reputable money lending company in Singapore. We provide a variety of tailored financing solutions to those in need of quick and convenient cash.

Many people often encounter financial difficulties and are unable to access quick funds due to issues such as borrowing rules, bad credit history and long approval times. Here we are sensitive to the needs of our clients in getting fast access to emergency cash. Our operations are regulated by the Registry of Moneylenders in Singapore. Our repayment plans and interest rates adhere to the standards set by Moneylenders Act and Rules. Therefore all our clients enjoy one of the best financial services provided in the city.

You can rely on us for transparency, fairness and convenience when it comes to quick financing. Our customer service team is ready to respond to all of your questions, and our online application can get you one-step closer to getting the financial assistance you need.

In a bid to play our part
in combating COVID-19, we will be
providing everyone who walks in with

50 FREE MASKS EACH

Stay safe, stay united and together,
we can overcome this!

Why Choose Us?

Low Interest Rates

Credit 21 offers one of the lowest interest rates for loans in Singapore. We commit ourselves to offer the best loan terms and services to our valued customers.

Getting a loan quote from us is free and easy. We understand that time is precious and that sometimes, we urgently need money. Our professional financial advisors are able to reply to your application within an hour.

Not to worry, getting a loan quote does not come with any obligation! In the event that you decide to reject the loan after approval, we are pleased to tell you that there are absolutely no penalties, and that you are free to borrow from us in the future. Your details will remain confidential and we look forward to assisting you in the future.

Get Quick Cash Easily

Banks usually have lengthy and long application processes that take weeks before your loan is approved. Credit 21 understands your needs and with our simple loan application process, you can get your loan within a few hours!

Get the quick cash you need to pay your bills, finance your education, fix your car, settle your medical bills and more. Not to worry, Credit 21 aligns our operation with the requirements of the Moneylenders Act and Rules. With us, all of your financial problems will be solved.

Maintain Your Credibility

Most of the time when we encounter financial difficulties, we will turn to our friends and family for help. However, constantly borrowing money from them is not good as it will lead to strained relationships. Let Credit 21 handle your financial burdens for you.

Allow us to fix your financial health so that you can continue maintaining good relationships with those close to you.

Credit 21 has a lower loan criterion so that it will be easier to qualify for our loans. We maintain a higher loan approval rate as compared to other financial institutions.

Easy Eligibility

We do not determine your ability to repay the loan based on your credit history, but on your current income. It does not matter how bad your credit history is. As long as you have a steady employment with proof of income, we can work out a payment plan that is within your reach.

In case you decide to reject the loan after approval, we are pleased to tell you that there will be no penalties, and you are free to borrow from us again in future. Trust us to deliver on our promises and give you the best.

Our Mission

Life may thrust you into trying situations that are beyond your financial abilities. At this point, you have little choice but to source for external help. You can turn to family or friends, but this is not a sure thing because everyone has their obligations to worry about and they may not be in a position to help. In addition, this can be very stressful since you may have to go to more than one person to raise the full amount of money you need.

Offering licensed money lending services in Singapore for many years, we have honed down our skill to a tee, and our top priority is to be able to give you fast and efficient service regardless of your emergency or needs. Whether you need to fix your car, settle a small medical bill, pay for school or just take care of bills before they are overdue, our loans packages are available to give you the solutions you are looking for.

We at Credit 21 also understand the need of an efficient solution, especially when you are lost of what to do next. We conduct only the required credit checks which is much less of a hassle than most financial institutions that takes a lot of time, and excludes people with a poor credit score from getting financial assistance if they are facing difficult financial circumstances.

Our Tailor-made
Loan Services

We offer customized loans packages and flexible monthly repayment installments that will work into your budget.

Apply Now

Personal Loans

Low interest in
Singapore

Foreigner Loans

Quick processing
& approval

Business Loans

Legal company funding

Payday Loans

Household owner saver

View More Loans

High Level
Of Integrity
Makes Us Different

We are here to stay. Therefore we adhere to the strict code of ethics when it comes to our dealings with our customers. We do not have any hidden costs and charges, which is what has elevated us to one of the TOP in our business. In other words, if it’s there on the contract, we’re going to tell you all about it and explain before you sign it. You won’t find any surprises in the fine-print.

Our application forms are simple and to-the-point, unlike banks where you fill in countless forms at every stage and have to wait for weeks before you know whether or not your loan has been approved. We also pride ourselves as a true genuine money lender that only offer you sound financial advice that you can walk away with.

We need you to be sure of the terms and conditions, and you will be professionally advised on how much you are borrowing is something you can afford. We do not want to lend you money without a care of how you will pay it back, as that is against our principles.