Foreigner Loan Singapore

Secure an unsecured loan of up to $100,000 SGD,
featuring extended loan tenures, from the leading licensed money lender in Singapore.
Experience competitive interest rates and a commitment to excellence that sets us apart.

Apply Now
Foreigner Loan in Singapore

Foreigner Loan in Singapore, Financial Solutions for Expats

Why Choose Our Foreigner Loan?

At Credit 21, we specialise in providing quick and hassle-free foreigner loans in Singapore, understanding the unique financial challenges expats face, from managing daily living expenses to addressing unexpected financial needs in one of Asia’s most expensive cities. Our foreigner loan service is streamlined to offer you fast access to the funds you need, with a simple, accommodating 3-steps application process that’s designed to support you in overcoming life’s financial hurdles with ease. Tailored to provide timely financial solutions, our loans are accessible regardless of your credit score, ensuring you have the support you need, when you need it.

A Trusted Financial Partner: Ensuring Privacy, Security, and Speed

As your trusted financial partner, we prioritise your privacy and security while offering a swift and efficient loan approval process to ensure you gain quick access to funds without delay. Our service stands as a practical alternative to traditional bank loans, featuring less restrictive terms tailored to the unique needs of expats in Singapore. We are dedicated to providing you with the financial support you need through a confidential and straightforward borrowing experience, allowing you to meet your financial needs with peace of mind.

Choose Credit 21 for a foreigner loan and enjoy the financial freedom to cover your expenses without worry. Apply now and experience a swift, hassle-free 3-steps application process designed with your needs in mind.

Benefits of a Foreigner Loan
with Credit 21

Our foreigner loans stand out as we provide our borrowers with a wide range of unique benefits.

Better and Improved
Credit Scores

Loan Tenures

Ease of Application
and Approval

Increased Convenience

Frequently Asked Questions​

We have the answers for you.

What is a foreigner loan?

A foreigner loan in Singapore is a type of personal loan specifically tailored for foreigners living and working in Singapore. It’s designed to provide fast cash relief for personal needs, ranging from emergencies to daily living expenses.

You can read more about the Notes to Borrowers here.

How does a personal loan for foreigners work?

A personal loan for foreigners works by offering a cash loan to individuals holding a valid work permit in Singapore. It’s intended to help foreigners manage their financial needs efficiently while residing in Singapore.

Who is eligible for a foreigner loan in Singapore?

Eligibility for a foreigner loan in Singapore typically requires the applicant to be a foreigner with:

  1. Be a Permanent Resident or a Foreigner with a valid work permit
  2. Be at least 21 years old
  3. Be employed / self-employed

What documents do I need to apply for a foreigner loan?

To apply for a foreigner loan, you’ll need:

  1. Work Permit / S Pass / E Pass
  2. Proof of residence (such as utility bills, phone bills or tenancy agreement)
  3. Recent payslips / bank statements to verify your income

How can I apply for a foreigner loan with Credit 21?

Applying for a foreigner loan with Credit 21 is simple:

  1. Submit Online Application: Register an account or simply fill up the loan application form. Takes only 3 mins.
  2. Receive Application Status: Outcome of the loan with the maximum loan amount will be provided to you within an hour.
  3. Fast Cash Disbursement: Head down to your selected Credit 21 branch, sign the contract and get your money instantly.

Why choose Credit 21 for the best foreigner loan?

Credit 21 is recognised as one of the best money lenders in Singapore, offering competitive loan packages with low interest rates and flexible loan repayment options designed specifically for foreigners living and working in Singapore.

How fast can I get the foreigner loan?

At Credit 21, we understand the urgency of financial needs. Our foreigner loan application process is streamlined to ensure quick approval and disbursement, often within the same day of application.

What makes Credit 21’s personal Loan for foreigners the best?

Our personal loans for foreigners stand out due to our commitment to providing affordable, flexible, and accessible loan options. We offer comprehensive loan packages with competitive rates and terms, designed to meet the unique financial needs of foreigners in Singapore.

Can I apply for a loan with a work permit?

Yes, foreigners holding a valid work permit or S Pass in Singapore are eligible to apply for a loan with us. We offer tailored loan solutions to help you manage your financial obligations while working in Singapore.

What are the loan repayment terms?

Loan repayment terms at Credit 21 are flexible, designed to accommodate the financial situation of each borrower. We work with you to establish a repayment schedule that fits your budget and ensures manageable payments.

Is it possible for foreigners to secure a loan quickly in Singapore?

Yes, with Credit 21, it’s possible for foreigners to secure a quick loan in Singapore. Our streamlined application process and fast approval times mean you can get the cash you need without unnecessary delays.

How does a foreigner loan help with living expenses in Singapore?

A foreigner loan can help cover various living expenses in Singapore, such as rent, utilities, medical emergencies, or even sending money back home. It provides financial flexibility and peace of mind for foreigners residing in the country.

Can I still apply for a loan if I have a poor credit score?

At Credit 21, we understand that everyone’s financial situation is unique. We assess each application on its merits and offer loan solutions even to those with less than perfect credit scores, focusing on your ability to repay the loan.

What are the risks of borrowing from loan sharks?

Borrowing from loan sharks can lead to exorbitant interest rates, illegal harassment, and unregulated loan terms. Credit 21 strongly advises against it and offers regulated, safe, and fair loan options for foreigners in Singapore.

3 Simple Steps
to receive your
instant cash loan

Submit Online Application

Register an account or simply fill up the loan application form. Takes only 3 mins.

Receive Application Status

Outcome of the loan with the maximum loan amount will be provided to you within an hour.

Fast Cash Disbursement

Head down to your selected Credit 21 branch, sign the contract and get your money instantly.

Apply Now

What Our
Customers Say

As one of the top legal and licensed moneylenders in Singapore with more than 900 positive
customer reviews, we aims to help all our customers financially.

Leon Yun

March 23, 2021

Thumbs up for loan officer Kent there, he explain very well and gave me very fast and good loan. highly recommend!

Susan Liu

March 23, 2021

This COVID situation really affected me and I urgently needed money. I must say that Credit 21 is really one of the best moneylenders wow! They explained all the terms very clearly and gave me my money very very quickly. They really helped me so much! God bless!

David Liu

March 23, 2021

The staff here is nice and helpful. They guide me on payment process. I like. It help me a lot. Thank

Olivia Chen

March 23, 2021

Credit 21’s customer service officer james was helpful and nice. He helped me with everything i was unsure about and went through everything in detail. Good service. (:

Oscar Wu

March 23, 2021

Special thanks to Mr Kent and Ms NAna of Credit 21 moneylender.As this was our first time taking loan, they guide and explain to me and my husband the details very promptly.their services rendered to us were great and professional.they very friendly and helpful.i highly recommend them. Kudos to the staff of credit 21.have a great week ahead! 👍👍👍

Dylan An

March 23, 2021

Was surprised by the good customer service of credit 21. Definitely a genuine and reliable moneylender. Look for them if you need loan.