Exterior view of Sembawang Shopping Centre in Sembawang, Singapore.

Licensed Money Lender Near Sembawang

Credit 21 serves borrowers around Sembawang from our registered office at International Plaza, accessible by MRT through Raffles Place.
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Loan Enquiries Near Sembawang

Sembawang is an established residential town in northern Singapore. Sembawang MRT, Sun Plaza and Sembawang Bus Interchange provide transport and everyday amenities for residents across the surrounding neighbourhoods.

If an essential expense has created a financial shortfall, you may be searching for a Sembawang money lender. Credit 21 does not operate an office in Sembawang. Our registered office is located at 10 Anson Road, #01-07 International Plaza, Singapore 079903.

International Plaza is beside Tanjong Pagar MRT Exit C. From Sembawang MRT, take the North-South Line towards the city and change to the East-West Line at Raffles Place.

How to Reach Credit 21 from Sembawang

By MRT via Raffles Place

From Sembawang MRT, take the North-South Line towards the city and travel 15 stops to Raffles Place MRT. Change to the East-West Line and travel one stop to Tanjong Pagar MRT.

Use Exit C at Tanjong Pagar MRT. International Plaza is beside the station, and Credit 21 is located at #01-07 on the first level.

From Sun Plaza

Sun Plaza is beside Sembawang MRT. Follow the signs from the shopping centre to the station, board a southbound North-South Line train and change at Raffles Place for Tanjong Pagar.

From Sembawang Bus Interchange

Take a bus to Sembawang MRT if required, then continue by train. If you are starting elsewhere in Sembawang, check a live journey planner to identify the most suitable bus connection to the station.

By Car or Taxi

Enter 10 Anson Road, Singapore 079903 as your destination. Allow additional time for the journey from northern Singapore into the CBD, particularly during weekday commuting periods. Basement parking is available at International Plaza via the Anson Road entrance, subject to availability and prevailing charges.

Assess the Shortfall Before Applying

An urgent medical payment, necessary household expense or temporary income gap may put pressure on your budget. Before considering a personal loan, confirm the amount you must pay after accounting for savings and other suitable resources.

Review your regular income alongside housing costs, food, utilities, transport, insurance and existing repayments. The proposed instalment should remain manageable after these essential commitments have been covered.

Credit 21’s guide on whether to borrow or wait may help you consider whether the expense requires immediate borrowing. Every application is assessed individually, and neither approval nor the amount offered is guaranteed.

Prepare for Your Visit to International Plaza

You may begin by submitting an online loan application. Credit 21 may request identification, income records, employment details or other supporting documents needed to assess your circumstances.

The loan process cannot be completed entirely online. Physical identity verification, explanation of the proposed terms and contract signing must take place face to face at Credit 21’s registered office in International Plaza.

Before signing, review the interest rate, applicable fees, repayment schedule, late-payment consequences and total amount repayable. The terms should be explained in a language you understand, and you should receive a copy of the completed agreement.

Do not sign a blank or incomplete document. Ask for clarification if any cost, condition or repayment responsibility is unclear.

Confirm Reimbursements Before Calculating the Shortfall

A work-related expense, medical payment or insured household cost may be reimbursable by an employer, insurer or another responsible organisation. However, eligibility, the approved amount and the payment date may not be confirmed immediately.

A practical Sembawang borrower tip is to submit the relevant claim and request written confirmation before deciding how much you need. Check which documents are required, whether part of the expense is excluded and when an approved reimbursement is expected. Do not treat an unapproved claim as money already available. If borrowing remains necessary, base the enquiry on the confirmed amount you must personally pay and ensure the repayment remains manageable even if the reimbursement is delayed.

Have Questions About
Visiting Our Office?

If you have questions about our loan products or need help completing your online application, our team is ready to assist. Reach out to our International Plaza office directly for expert guidance and clear answers to your financial queries.

10 Anson Road, #01-07 International Plaza, Singapore 079903

Just a 1-minute walk from Tanjong Pagar MRT, close to Guoco Tower, Shenton Way and Maxwell Road.

Mon–Sat: 11am – 8pm
Sun & PH: Closed

Submit Your Application Before Visiting Our Office

Planning to visit our International Plaza office? Submit your loan application online first so our team can review your information in advance. This helps us understand your requirements, guide you on the necessary documents, and make your in-person verification more efficient.

    Why Apply Online Before Visiting Our Office?

    • Save time by starting your application online before visiting our office.

    • Allow our team to review your information and prepare for your consultation.

    • Complete your face-to-face verification with our licensed team at our office.

    EXCELLENT
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    Based on 1015 reviews
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    Lax Rav profile picture
    Lax Rav
    8 October 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Melvin did exceptional service and wonderful atyitude towards me v easy and fast service fair and just, overall pleasant experience
    Posted on Google Google
    Siti Nurhabsah profile picture
    Siti Nurhabsah
    7 October 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Patience, understanding & very clear of details
    Posted on Google Google
    Low Meng profile picture
    Low Meng
    5 October 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Excellent service melvin
    Posted on Google Google
    Matthew Syf profile picture
    Matthew Syf
    1 October 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast and good location
    Posted on Google Google
    Balaji S profile picture
    Balaji S
    30 September 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Staff all more friendly and good environment.. Fast process
    Posted on Google Google
    Ivan Ho profile picture
    Ivan Ho
    18 September 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Very good service from Bobby will recommend
    Posted on Google Google
    jenny ewe profile picture
    jenny ewe
    16 September 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Thanks Lucas for the quick n easy process Excellent service attitude.
    Posted on Google Google
    Marcus Demon profile picture
    Marcus Demon
    14 September 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Good experience and accomodating agents
    Posted on Google Google
    Lucy Toh profile picture
    Lucy Toh
    4 September 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast loan application. Lucas is a nice and friendly person. He explained clearly on the t&c and help me to secure the loan. Thank you
    Posted on Google Google
    Ng Steven profile picture
    Ng Steven
    31 August 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Very nice and helpful service
    Posted on Google Google
    Nur Sharinna Jamaludin profile picture
    Nur Sharinna Jamaludin
    29 August 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast and efficient
    Posted on Google Google
    Sereneria Serenity profile picture
    Sereneria Serenity
    29 August 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Melvin is very customer oriented staff, he had made my application went smoothly.
    Posted on Google Google
    Ernie Duario profile picture
    Ernie Duario
    22 August 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    The lender serve better faster and comvinient , they a have good person assiting us to follow the step inorder to complete soc , recomended for those people needed instant money assistance
    Posted on Google Google
    Joven Balan profile picture
    Joven Balan
    18 August 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Lucus is good person and assist me very good 👍 I got money finally thanks 🙏
    Posted on Google Google
    Chee Mian Wong profile picture
    Chee Mian Wong
    14 August 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast n efficient, boss nana is friendly
    Posted on Google Google
    Sebastian Chan profile picture
    Sebastian Chan
    11 August 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Friendly & professional staff. Provided me with solutions for my financial problem. Recommended.
    Posted on Google Google
    Miguel Ang profile picture
    Miguel Ang
    23 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Was served by Bobby who was very polite and professional from start till end. He explained the terms of loan clearly and was very helpful with any inquiries i had and was very efficient in processing my request too.
    Posted on Google Google
    Kolfinz production profile picture
    Kolfinz production
    15 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast approval and friendly customer service
    Posted on Google Google
    bl san profile picture
    bl san
    15 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Nice and great, bobby is great assistant on my application.
    Posted on Google Google
    Desmond Ooi profile picture
    Desmond Ooi
    14 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast and efficient. Staff Lucas is friendly and helpful
    Posted on Google Google
    ISMAWATI ISMAIL profile picture
    ISMAWATI ISMAIL
    10 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    to lucas thank you for assisting me with my loan today, you’ve been very helpful, keep up the good work and stay cute! ☺️🫱🏻‍🫲🏼
    Posted on Google Google
    chong hon kit profile picture
    chong hon kit
    10 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    bobby is a very helpful n patience person. He will explain all the detail of the loan that u want to borrow and he is a very good listener and help to solve yr problem for u.
    Posted on Google Google
    Daniel Song profile picture
    Daniel Song
    7 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Lucas was very helpful and walked me through the process of my loan 👍
    Posted on Google Google
    Raymond Ng profile picture
    Raymond Ng
    6 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    NaNa she is friendly and excellent customer service..l felt comfortable to approached her for loan..this is my first time come credit 21 for loan..in future l will come again Credit21..Again excellent customer service!!!
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    jiaqi lin profile picture
    jiaqi lin
    1 July 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Very good experience! Staffs are paint and friendly 👍👍👍
    Posted on Google Google
    Mikhaeil Ilhann profile picture
    Mikhaeil Ilhann
    25 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Easygoing , smoothtransactio.thank you lucas
    Posted on Google Google
    puvva poovi profile picture
    puvva poovi
    25 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Excellent service- very trustworthy credit service. Highly recommended. Agent Lucas made a very smooth process.
    Posted on Google Google
    LIEW KOK JIE Liew profile picture
    LIEW KOK JIE Liew
    24 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Lucas helps on my financial difficulty
    Posted on Google Google
    Nanthini Devi profile picture
    Nanthini Devi
    23 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Best place ever.. Easy process and the staff very friendly and explained all in detail
    Posted on Google Google
    nas profile picture
    nas
    23 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a great experience working with Melvin for my first loan application. He was very patient, clear in explaining the process, and guided me step by step since it was my first time. Everything was handled smoothly and efficiently, and he made what I thought would be a stressful process feel easy. Really appreciate his help and professionalism. Highly recommended..
    Posted on Google Google
    Clarizz Mae Costan profile picture
    Clarizz Mae Costan
    20 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Easy and prompt to our needs- LUCAS
    Posted on Google Google
    Nassir Salleh profile picture
    Nassir Salleh
    17 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Serve by Bobby. Very helpful and approachable
    Posted on Google Google
    Mirah Wrk profile picture
    Mirah Wrk
    4 June 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Ken is super helpful! Thank you for fast approval and detailed explanation on my queries.
    Posted on Google Google
    Personal Alt profile picture
    Personal Alt
    30 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great customer service, friendly and hassle free as well. thanks!
    Posted on Google Google
    dyana dyana profile picture
    dyana dyana
    22 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Helpful. Nice staff!. Thank you
    Posted on Google Google
    norlisham redzwan profile picture
    norlisham redzwan
    16 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Mr. Lucas is such a great person & excellent service & fast approval .. explain us in detail ..
    Posted on Google Google
    吴益政 profile picture
    吴益政
    13 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Good service
    Posted on Google Google
    Shubahn Ariful profile picture
    Shubahn Ariful
    12 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Good service. Mr Bobby is good service.
    Posted on Google Google
    Mary Ann Turla profile picture
    Mary Ann Turla
    11 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Nervous at first but Ken made the whole process smooth & hassle free. Very Professional & polite. Managed to explained the whole process well. Kudos! Thank you for making me feel at ease .
    Posted on Google Google
    Ziz Soyarni profile picture
    Ziz Soyarni
    6 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast n friendly place, Thank you Lucas
    Posted on Google Google
    e y profile picture
    e y
    5 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Great service. Fast approval
    Posted on Google Google
    Sum Jun Hao profile picture
    Sum Jun Hao
    4 May 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Friendly and approachable and helpful staff
    Posted on Google Google
    myadidas91 profile picture
    myadidas91
    30 April 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    My first time applying a personal loan and the service was fast, prompt & efficient. Shout-out to Lucas for going through all the trouble and finding the best loan deal for me, based on my current financial situation. Would highly recommend and please reach out to Credit 21 for all your loan needs !!
    Posted on Google Google
    Muhd Safwan profile picture
    Muhd Safwan
    27 April 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Bobby is fast and efficient in assisting with my loan greatly recommended
    Posted on Google Google
    Kumarran Moorthy profile picture
    Kumarran Moorthy
    20 April 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Mr. Bobby was very efficient and professional
    Posted on Google Google
    Darren Ng profile picture
    Darren Ng
    11 April 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Bobby was very professional and friendly.
    Posted on Google Google
    Clarence Chua profile picture
    Clarence Chua
    2 April 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Lucas is been Nice and friendly, good advise.from him also
    Posted on Google Google
    Aishah Abdul Latiff profile picture
    Aishah Abdul Latiff
    16 March 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    very helpful and efficient
    Posted on Google Google
    Mr Deen profile picture
    Mr Deen
    14 March 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Customer service is great! And efficient!
    Posted on Google Google
    Yashpal Sharma profile picture
    Yashpal Sharma
    13 March 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Awesome service, very fast loan dispersal
    Posted on Google Google
    Mariana Omar profile picture
    Mariana Omar
    9 March 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Lucas is a very polite, efficient and very helpful rendering his service to me. Good job!
    Posted on Google Google
    Afiq The car lover profile picture
    Afiq The car lover
    7 March 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Transaction was fast and smooth. Recommended
    Posted on Google Google
    Ula_Fauziah Mustapah profile picture
    Ula_Fauziah Mustapah
    27 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Staff veey helpful
    Posted on Google Google
    lyn goh profile picture
    lyn goh
    25 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Patience and nice friendly loan officer Jenny, very helpful and apperciate her work highly recommend.
    Posted on Google Google
    Jersey Zarate profile picture
    Jersey Zarate
    25 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Highly recommended, very helpful team member.
    Posted on Google Google
    PaPa Lee profile picture
    PaPa Lee
    25 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Fast & easy application process
    Posted on Google Google
    Vithya Lesha profile picture
    Vithya Lesha
    21 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    I had a pleasant and smooth transaction with them. They were very helpful and understanding. Thank you
    Posted on Google Google
    Saccharine profile picture
    Saccharine
    13 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Very friendly place that offers help genuinely according to your needs
    Posted on Google Google
    Noor Rafidah profile picture
    Noor Rafidah
    12 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Easy & fuss free transaction.. Thanq so much for your service Jenny..
    Posted on Google Google
    Mel M profile picture
    Mel M
    10 February 2026
    Google star 1Google star 2Google star 3Google star 4Google star 5
    Very reliable service. Trusty.
    15+

    Years of Experience

    900+

    Satisfied Clients

    30

    Minute Approvals