Frequently Asked Questions

In order to qualify for a cash loan in Singapore, all the following criteria must be fulfilled:

  • Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.
  • Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.
  • Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.


Important Links:

List of Licensed Moneylenders in Singapore | Ministry of Law
Click here to view the complete list of licensed moneylenders in Singapore, including Credit 21 Pte Ltd.

Guide to Borrowing from Licensed Moneylenders
Answers to questions such as what should you consider before taking up a loan, and how much can you borrow.

What Borrowers Should Know About Effective Interest Rates
The Effective Interest Rate (or “EIR”) of a loan reflects the true cost of taking that loan, by taking into account the frequency of repayments.

Moneylender’s Association of Singapore
Moneylender’s Association of Singapore was formed and duly registered with the Registrar of Societies on 15th December 2005. It is the only Association that officially represents all the moneylenders in Singapore and this website is the only website representing the Association.


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Simply click here to apply a loan online and you won’t be disappointed.