Licensed Money Lender Near CBD
A CBD Money Lender Based at International Plaza
Singapore’s Central Business District covers several connected commercial areas, including Tanjong Pagar, Raffles Place, Shenton Way and Downtown. The district is supported by multiple MRT lines and is home to offices, financial institutions, shops, restaurants and transport connections used by thousands of daily commuters.
Credit 21 is a CBD money lender with its registered office at 10 Anson Road, #01-07 International Plaza, Singapore 079903. The building is beside Tanjong Pagar MRT (EW15) and within reach of major CBD landmarks such as Guoco Tower, Shenton Way and Marina Bay Financial Centre.
Credit 21 operates from this single registered office. It does not have separate branches in Raffles Place, Downtown or other parts of the CBD. Applicants must visit International Plaza for the required in-person procedures before any loan can be granted.
How to Reach Credit 21 from Around the CBD
The most convenient journey depends on your starting point. Tanjong Pagar MRT provides the closest access, while Raffles Place, Shenton Way and Downtown are connected by train, bus and pedestrian routes.
From Tanjong Pagar
Take the East-West Line to Tanjong Pagar MRT (EW15) and use Exit C. International Plaza is beside the exit, and the walk to the building takes approximately one minute. Proceed to unit #01-07 after entering the building.
From Raffles Place
Board the westbound East-West Line at Raffles Place MRT (EW14/NS26) and travel one stop to Tanjong Pagar. Leave through Exit C for International Plaza. This is generally more direct than walking from Raffles Place, particularly during hot or wet weather.
From Shenton Way
People near Shenton Way MRT (TE19) may walk towards Tanjong Pagar and Anson Road, which generally takes approximately 12 to 15 minutes. Another option is to travel one stop on the Thomson-East Coast Line to Maxwell MRT (TE18), followed by an approximately 10-minute walk to International Plaza.
From Downtown
From Downtown MRT (DT17) or Marina Bay Link Mall, travel towards Shenton Way and Anson Road by bus, taxi or private-hire vehicle. Walking may also be practical if you are already near the western side of the Downtown area, although the time required will depend on your exact starting point.
By Car, Taxi or Private-Hire Vehicle
Use 10 Anson Road, Singapore 079903 as the destination. International Plaza has a drop-off point and basement parking, subject to availability and prevailing charges. Allow additional travelling time during weekday peak periods.
Discussing Your Financial Needs with Credit 21
People working in the CBD may experience an unexpected shortfall caused by an essential household payment, medical expense or another time-sensitive cost. Before borrowing, consider whether the expense can be covered with savings, postponed or managed through an appropriate assistance scheme.
If borrowing remains necessary, eligible applicants may enquire about Credit 21’s personal loan options. The outcome, amount offered and repayment arrangement depend on an individual assessment of factors such as income, existing commitments and repayment ability.
Request only the amount needed for the identified expense. A higher salary or larger borrowing limit does not automatically mean that a larger loan will be affordable after accounting for rent, family expenses and existing debts.
Preparing for Face-to-Face Verification
You may submit an online loan application to begin an enquiry. However, a licensed moneylender cannot conduct the complete loan transaction online. Applicants must attend physical identity verification at the lender’s approved place of business before a loan is approved.
Bring your original identification document and the supporting information requested for your assessment. Requirements may differ according to your employment, income and residency circumstances, so contact Credit 21 before visiting if you are uncertain about what to prepare.
If you receive an offer, check the principal, interest rate, applicable fees, instalment amounts, repayment dates and total amount payable. The terms should be explained in a language you understand, and you should receive a copy of the completed contract. Do not sign until every repayment condition is clear.
Base Repayments on Reliable Monthly Income
Some CBD employees receive bonuses, commissions, expense reimbursements or variable allowances in addition to their basic salary. Avoid relying on uncertain future payments when deciding whether an instalment is manageable.
Calculate affordability using dependable take-home income after regular deductions. Then subtract housing costs, household bills, transport expenses, existing debt payments and a reasonable emergency buffer. Credit 21’s personal loan calculator may help you form an initial repayment estimate.
Local tip: If you plan to visit during a workday, reserve sufficient time rather than fitting the appointment into a brief gap between meetings. This allows you to review the contract carefully and ask questions without feeling pressured by your schedule.
Have Questions About
Visiting Our Office?
If you have questions about our loan products or need help completing your online application, our team is ready to assist. Reach out to our International Plaza office directly for expert guidance and clear answers to your financial queries.
10 Anson Road, #01-07 International Plaza, Singapore 079903
Just a 1-minute walk from Tanjong Pagar MRT, close to Guoco Tower, Shenton Way and Maxwell Road.
Mon–Sat: 11am – 8pm
Sun & PH: Closed
Submit Your Application Before Visiting Our Office
Planning to visit our International Plaza office? Submit your loan application online first so our team can review your information in advance. This helps us understand your requirements, guide you on the necessary documents, and make your in-person verification more efficient.
Why Apply Online Before Visiting Our Office?
-
Save time by starting your application online before visiting our office.
-
Allow our team to review your information and prepare for your consultation.
-
Complete your face-to-face verification with our licensed team at our office.
Years of Experience
Satisfied Clients
Minute Approvals
Find a Licensed
Money Lender Nearby
With our office conveniently located at International Plaza, Tanjong Pagar, Credit 21 serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.
