The purchase of a home is among the most involving financial commitment for Singaporeans. Being a long-term financial investment, you need to carefully plan it from the outset. Before going shopping, you must know how much you can afford to pay, and any other charges related to the buying process. Take into account your current […]

A credit report is a detailed history of all your credit transactions, including payments and additions. Credit reports are issued by credit bureaus to their members when an enquiry is made about the credit history of some individual. Individuals also have the right to ask for their personal credit reports from credit bureaus. A credit […]

A budget is a written down plan that can help you keep track of your income, expenditure and debts, among other liabilities. By budgeting, you can sensibly manage your financial future and safeguard your independence through taking care of your basic expenses and staying committed to your savings and investment plans, which will help you […]

Making high-risk investments can be a scary prospect for beginners. Usually, you have little to spend and therefore you must exercise extreme caution regarding what you direct your money towards. If you’ve just joined the world of income earning and are well on your way to your financial goals, the next step is learning how […]

So you have finished school and gotten yourself a good job, what next? You hope to buy your first car and work your way up to a house. Meet a nice person, settle down and begin building a family of your own. Work hard, go up the ranks and eventually retire to a calm happy […]