Bank accounts are a convenient tool to help you keep and manage funds from your sources of income. Through your bank account, you can monitor how much goes into savings and how much you take for expenses. Employers require you to have a bank account through which your salary/wages are paid. You can also use […]

The purchase of a home is among the most involving financial commitment for Singaporeans. Being a long-term financial investment, you need to carefully plan it from the outset. Before going shopping, you must know how much you can afford to pay, and any other charges related to the buying process. Take into account your current […]

A credit card is a kind of borrowing that allows you to pay for goods and services without cash. Credit cards are considered short-term credit facilities because you pay off the amounts owing every month as they fall due. How to use a credit card Credit cards can be used to procure goods and services […]

Why do you need to borrow? There are many reasons that individuals, corporations and businesses borrow money. For most people, even with great financial discipline and adequate planning, taking up a loan is inevitable. For instance, loans are a way to finance huge capital investments like buying a car or home. Whatever the reason for […]

Gather around children, this may save your financial life. When we were younger, we had the same adventurous, ‘you only live once’ YOLO spirit (we called it something different back then) and it was most expressed in how we used our money and ran our careers. We made some really dumb choices and now that […]