A credit card is a kind of borrowing that allows you to pay for goods and services without cash. Credit cards are considered short-term credit facilities because you pay off the amounts owing every month as they fall due. How to use a credit card Credit cards can be used to procure goods and services […]

Why do you need to borrow? There are many reasons that individuals, corporations and businesses borrow money. For most people, even with great financial discipline and adequate planning, taking up a loan is inevitable. For instance, loans are a way to finance huge capital investments like buying a car or home. Whatever the reason for […]

Gather around children, this may save your financial life. When we were younger, we had the same adventurous, ‘you only live once’ YOLO spirit (we called it something different back then) and it was most expressed in how we used our money and ran our careers. We made some really dumb choices and now that […]

We all want a place we can call our own and we work hard to make sure that we have that. Most people think of renting as a place to start with the ultimate goal being to own their very own home. There is a sense of accomplishment and security when we own the home […]

Making high-risk investments can be a scary prospect for beginners. Usually, you have little to spend and therefore you must exercise extreme caution regarding what you direct your money towards. If you’ve just joined the world of income earning and are well on your way to your financial goals, the next step is learning how […]