To the young person who just began working, retirement seems like a long ways off, and so is relegated into one of those financial goals that will be attended to later in life when there’s more money. However, life quickly gets in the way, and before you know it, you’re closer to retirement and have […]

A credit report is a detailed history of all your credit transactions, including payments and additions. Credit reports are issued by credit bureaus to their members when an enquiry is made about the credit history of some individual. Individuals also have the right to ask for their personal credit reports from credit bureaus. A credit […]

Bank accounts are a convenient tool to help you keep and manage funds from your sources of income. Through your bank account, you can monitor how much goes into savings and how much you take for expenses. Employers require you to have a bank account through which your salary/wages are paid. You can also use […]

The purchase of a home is among the most involving financial commitment for Singaporeans. Being a long-term financial investment, you need to carefully plan it from the outset. Before going shopping, you must know how much you can afford to pay, and any other charges related to the buying process. Take into account your current […]

A credit card is a kind of borrowing that allows you to pay for goods and services without cash. Credit cards are considered short-term credit facilities because you pay off the amounts owing every month as they fall due. How to use a credit card Credit cards can be used to procure goods and services […]