Need a short term loan in Singapore, and immediately if possible? Credit 21 can help. We provide borrowers with loans for bad credit with monthly payments so as to help them tide through with this extra cash until the next salary comes in.
Short term loans work for people who need money to pay bills before they get their hands on their paycheck. We are also committed to short processing time, which can be as quick as 20-30 mins only. Many borrowers see the benefits of getting this type of fast and easy short term loans instead of reaching out to a bank, as their process is long and weary even though it’s a fact that it has a more comfortable repayment plan with up to 3-5 years for some.
Why Apply For A Short Term Loan, Installment Loan?
- The terms and conditions are easier to understand
- The repayment system is easier to handle
- The process is easier and faster
Most people would want to steer clear of the interest piling up, therefore repaying the loans as soon as possible so that you would enjoy your paycheck sooner is very desirable. People might have been afraid of the high interest rate while applying for loans during monetary shortage previously, but in today’s time loans are much easier to understand and the interest rate are much more reasonable now. The terms are also easier to understand and follow. Therefore you do not have to deny yourself the opportunity to get one from Credit 21, the best short term licensed loan company. When you get a loan from us, you also get the protection of legitimate institutions such as the Ministry of Law. This is something you do not get if you borrow from a shady person or “loan shark” as we often call them.
A short term loan will also allow you to extend your budget for something you wish to pay for. If your previous paycheck ended up being spent to pay the bills or even your kid’s additional tuition, you can still get to take your family to the trip you have planned for weeks with the use of this quick cash in hand.
Is a short term loan now something that interests you? Or do you need further clarifications regarding this type of loan? Are you looking at repaying the loan in monthly installments? Contact our loan consultant so you could discuss with them your needs and preferences, or simply apply for a loan with us here.
Trust in Credit 21, One Of Top Short Term Installment Loan Lenders In Singapore
Applying for a short term loan might sound like getting involved in a lot of risks. With Credit 21, you don’t have to worry about those things as we are highly regarded for our integrity when it comes to servicing our clients. Your identity will be safe throughout the entire process from start till end. We pride to be honest and sincere to give you the trust and confidence, so that we can be at the top of your mind when you are ready to file an application for another loan with us later if necessary.
Credit 21 is a fully licensed money lending firm under the Ministry of Law, that offers loans to people who are in need of a financial boost and is committed to assist them throughout the process. We commit to providing the best financial assistance to people who are interested in getting a loan or want to apply for a loan of any kind. Our philosophy is around your welfare—what are your wants, what are your needs, which scheme suits you best.
We also commit to 100% transparency. You will not drown in complicated, hard-to-understand terms. We explain it to you in layman terms. We make sure you are 100% comfortable when you make your decision. We guarantee that we will not sell your personal information to anyone that may take advantage of it. We are dedicated to providing quality services so you will come to us again.
Feel free to visit us at our office, or simply speak to us now for further inquiries.
What Are The Requirements?
In order to qualify for a cash loan in Singapore, all the following criteria must be fulfilled:
- Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.
- Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.
- Be permanently employed, have a valid work permit (for foreigners) or self-employed with a valid income prove.
Quick Notes Prior to Getting a Loan:
- We offer monthly repayment plans
- Based on government ruling, the interest rate is from 1% per month, and capped at 4% per month
- You can obtain the cash or cheque ON THE SPOT upon loan agreement signed between you and Credit 21 Pte Ltd